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Teachers' Room > Lesson Library > Browse Library

Finance

A Hairy Issue
Here's a little marital tip: When financial experts say couples should compromise on absolutely everything, there are times when you just need to split hairs. For instance, just try to tell your spouse how much he or she should spend on getting their hair done. (vocabulary hunt, second conditional)
Upper-Intermediate
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Raising Kids
How much does it cost to raise a child in the United States? A middle-income family will spend about $245,000 over 18 years to raise a child who is born in 2013. (Cost of raising a child in USA, cost of living.)
Pre-Intermediate
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Expensive Counter
It will take someone with pretty deep pockets to buy and move one of four surviving 17th-century French "pocket" calculating machines, to be sold in London in October. (Computers, pocket calculators, development of machines, antiques, opinion and descriptive adjectives, writing a description.)
Pre-Intermediate
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Diamond Gifts
A piece of Antarctica named after her, a baby llama, tea from Sri Lanka and her own set of Olympic medals were just some of the gifts Britain's Queen Elizabeth received during her 2012 diamond jubilee year. Foreign leaders,... luxury goods businesses and members of the public gave the British queen a treasure trove of gifts. (Gift giving, jubilees, superlative adjectives.)
Pre-Intermediate
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Giving Kids
Not long after the megastorm Sandy hit the northeast United States, Maryum Goodwin and her little girl Ryleigh, 6, saw a disturbing picture of the New Jersey shore devastation. "That's somebody's house?" Ryleigh asked. "It used to be," said Maryum. That moment got Ryleigh thinking about how she could help. (Teaching children about giving, charities, disasters, past perfect)
Intermediate
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Sports Bill No Laughing Matter
Jodi Furman likes to joke that she should paint her minivan yellow. That's because she basically turns into a taxi driver in the afternoons and on weekends, as she delivers her three children to various sports practices in Palm Beach, Florida. But the bill for all those sports is no laughing matter. (Families, sport, do, play or go.)
Intermediate
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Adolescent CEOs
Venture capitalists are funding more chief executives under age 21 than ever before. Josh Buckley, chief executive of an online gaming start-up, is looking forward to the Game Developers Conference in San Francisco, particularly for the parties and the schmoozing with industry A-listers. There's one problem: Buckley may be turned away from many of the parties because he is not old enough to drink. (Young entrepreneurs, work, high-tech companies, venture capitalists, 'will' + infinitive.)
Upper-Intermediate
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Lost and Found
An American violinist left her $2.6 million 1727 Stradivarius violin on a German train and a Boston music student was reunited with the $170,000 violin she forgot in the overhead compartment of a bus. An 89-year-old Canadian widow has inherited a C$130 ($88,000) cash windfall, although the money - left by her late husband in a fire extinguisher canister - was found by a couple in a house she no longer owned. (Money, court cases, law, valuable things.)
Pre-Intermediate
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Strong Money
The Swiss snowy mountains, beautiful views and luxury hotels are expensive for tourists. But this year Switzerland is too expensive for many tourists. The Swiss franc is very strong and the euro, dollar and British pound are weak. (Vacations, Switzerland, currencies, adjectives.)
Elementary
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Hot bodies
Using body heat from train commuters to warm buildings. (Energy, the future, word families, discussion, mixed questions, comprehension, will used to describe facts in the future, completing a diagram.)
Pre-Intermediate
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Banker to the Poor
Nobel Peace Prize winner Muhammad Yunus, known as the "banker to the poor" for making small loans in impoverished countries, is now doing business in the center of capitalism -- New York City. In the past year the first U.S. branch of his Grameen Bank has lent $1.5 million, ranging from a few hundred dollars to a few thousand dollars, to nearly 600 women with small business plans in the city's borough of Queens. (Microfinance, small business, present perfect continuous.)
Advanced
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New Year's Resolutions
Many consumers have decided to make this the year they whittle down their debts. That's good, because most people can help themselves to lower debts without calling in outside help. Here's how to attack that pile of bills....(Personal debt, giving advice, problem solving, role playing, going to and will.)
Intermediate
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Tightening Their Belts
China's office workers are tightening their belts, cutting back spending on everything from clothes to fast food, despite government efforts to boost consumption to stave off the worst effects of a global recession. Wang Hao, a 24-year-old Beijing office worker, has launched a campaign to curb weekly living expenses to 100 yuan ($14.60). (People and a global recession, China, shopping and habits, present continuous.)
Upper-Intermediate
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The personal touch for survival
Many U.S. retailers, large and small, have good reason to envy Sue Opeka -- sales at her store have been up 15 percent for the past four months and she's up 5 percent for the year so far. Staring into the face of a possible recession as the holiday shopping season approaches, many small U.S. stores and boutiques catering to wealthier consumers are adjusting strategies and inventories. (Business, recessions, retailing.)
Advanced
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Getting Smashed
Welcome to Sarah's Smash Shack, where customers can relieve stress by throwing dinnerware and bric-a-brac against a wall, as hard as they can, day and night, seven days a week. (Stress, smashing plates, setting up a business, verb patterns: like/love/dislike + infinitive or verb-ing and enjoy + verb-ing.)
Pre-Intermediate
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Money Money Money Money Money
The credit crisis and tight student budgets hold no fears for a British teenager who won 7 million pounds ($12.68 million) on the Lottery. (Lottery jackpots, students, unreal situations, first and second conditional, discussion, comprehension, giving an opinion, sequencing.)
Pre-Intermediate
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The Secret Billionaire Giveaway
He wears a $15 watch, flies economy class and does not own a house or car. For years few guessed that Chuck Feeney was one of the world's biggest philanthropists, secretly giving away his billionaire fortune. (Philanthropy, making money and being rich, lifestyles, discussion, reading and note-taking, sharing information)
Intermediate
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Robin Hood Lives!
Robin Hood lives! People taking part in a game designed to explore egalitarian impulses in human nature consistently robbed from players assigned the most money while giving money to those with the least, scientists said on Wednesday. (Honesty and equality in society, Robin Hood, finding synonyms, reading for correct information, answering true or false questions, Internet research, expressing opinions.)
Upper-Intermediate
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Money Money Money
An Irish winner has won of Europe's biggest lottery prizes - 115 million euros ($139.2 million) in the EuroMillions jackpot. The woman has five children of whom the youngest two still live at the family home. Her youngest son, 13, cycled around telling excited friends he would like to buy a horse and go on holiday. (Lottery jackpots, unreal situations, second conditional, discussion, comprehension, giving an opinion, sequencing.)
Pre-Intermediate
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Back in Fashion
"We want gold to be contemporary, something that is young and people want to possess, to wear," says Bobby Godsell, chief executive of South African mining house AngloGold Ashanti, which last year mined six million ounces of gold worth $2.6 billion (1.4 million pounds). Gold is claiming more of the traditional markets for objects of desire. (Gold, luxury items, making choices, predicting from the text, comprehension, cloze reading, understanding figures, persuading someone.)
Advanced
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Blondes Earn Less
"Blondes Earn Less"! Can it be true? Well, according to research in Iceland, it is! (Pay rates, personal appearance, Iceland, Descriptions - what do they look like?)
Elementary
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Looking Up
Tall people earn considerably more money throughout their lives than their shorter coworkers, with each inch adding about $789 a year in pay, according to a new study. (Successful people, employment, sharing points of view, completing a table, scrambled words, true, false or not given, words made with 'short', talking about employment problems and problem solving game.)
Intermediate
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Happy Birthday!
Fifty came with a televised bash, celebrity friends and a black-tie dinner, but Oprah Winfrey is having a low-key 60th birthday at home in California. Bill Clinton, turning 60, hated being so old. (Birthays, listening comprehension, talking about birthday celebrations, scanning, writing questions, jigsaw reading, Grammar - the present continuous to describe an action in progress.)
Upper-Intermediate
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A Micro $4 Billion
Muhammad Yunus, 63, is the founder of Grameen Bank, which has made more than $4 billion in tiny loans to poor Bangladeshis, providing a lifeline for millions and a banking model that has been copied in more than 100 nations from the United States to Uganda. (Microfinance, microcredit, Bangladesh, problem solving, reading and predicting, general knowledge, comprehension, multiple choice, jigsaw reading, identifying present and past tenses, pair crossword.)
Intermediate
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Something's Cooking for Career Changers
Lisa Poulos loved the frenetic pace of her job as assistant to a top executive at a Manhattan financial firm, but she quit her job and enrolled in Manhattan's French Culinary Institute where she could learn cooking and baking skills. (Cooking, career changes, comprehension, guessing meanings of words from context, summarizing, food and cooking vocabulary, bar and line graph work, matching words game, reading an interview.)
Upper-Intermediate
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Germans Lose Shirts Over Taxes
Angry Germans who think Chancellor Gerhard Schroeder wants to tear the shirts off their backs with his plans to raise taxes have decided to spare him the trouble. His office is being deluged with old shirts. (Tax increases and protests, comprehension, true, false or not given, thinking carefully, main idea, the past perfect tense, discussion.)
Intermediate
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eBay Watch
Few would question that auction enterprise eBay has become one of the most important companies on the Internet. But what was it about eBay that not only allowed it to survive, but thrive in a nascent industry where success became the exception rather than the rule? (The auction website eBay, guessing words from context, sequencing, role play, discussion, spot the mistake - grammatical errors.)
Advanced
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Warning: Money
Do you think that having lots of money can make you become a nicer person? See what Americans think! Can it make you happy? A British survey seems to think so! (Money, surveys, wealth, modal verbs 'can' & 'can't')
Pre-Intermediate
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A Nightmare Dream Holiday
A contest to win a dream holiday for two people turned into a tax nightmare for a Swedish student. (Income tax, dialogue, past simple and past continuous.)
Elementary
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Finders Keepers?
A 22-year-old who describes himself as poor but honest became a hero when he found and returned a plastic bag crammed with $203,000 that had fallen off the back of an armored car the night before. (Honesty, finding money, sequencing, the past perfect.)
Intermediate
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Winning Millions
This lesson is about shy people who when they learned they had won millions of dollars in a lottery jackpot, walked away. I know what I would do! (Lottery, money, Canada, luck, present perfect)
Intermediate
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Happiness is...
People believe you are happiest when you are younger although studies show this isn't the case and marriage brings as much happiness as an additional $100,000 in income. (Happiness, age, marriage and money, USA, Britain, income, adjectives, comparative and superlative adjectives.)
Intermediate
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Winning and Losing
A British couple bought a lottery ticket. The ticket won millions of pounds, but they had lost the ticket. They could prove they had bought the ticket, but the lottery company said that the rules said that no ticket means no prize. However, the company did pay for professional counseling for the couple. (Justice, fairness, rules, winning money, the uses of the present perfect.)
Upper-Intermediate to Advanced
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An Expensive Piece of Paper
A woman in New York found a painting among some garbage bags worth around $1 million and a sheet of pinkish paper the size of a postcard was expected to be sold for more than 3-1/2 million pounds at an auction. (Paintings, art, Leonardo da Vinci, Rufino Tamayo, comparative and superlative adjectives, discussion, comprehension.)
Elementary
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Charge it!
A New Jersey man charged up to nearly half a million dollars on more than 20 cards during one year! (Crime, credit cards, shopping.)
Elementary
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